Asset Quality Review (AQR) advisory activities are aimed at providing support to banks in the assessment of portfolio assets, in accordance with the provisions of Capital Requirements Regulation 575/2013, updated by Regulation 1623 of 2024, and consistent with the Asset Quality Review document produced by the European Central Bank (2018). In line with the new European regulations, aimed at giving relevance to solutions that reward environmental and social factors, the valuations developed incorporate the new Environment, Social and Governance (ESG) criteria in the values determined.